Isle of Wight Neighbourhood Watch Association

IOW NW

 

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Registered Charity Eng: No:  1066686

If someone gets enough personal information about you, they may be able to apply for a credit card or a loan in your name, or even steal from you. This is known as identity theft.

 

Your name, address and date of birth provide enough information to create another ‘you’. You make it easier for identity thieves when you make lots of information about yourself public.

 

Reduce the risk of falling victim to identity theft by:

• Thinking about what you throw away.

• Keeping your personal documents in a safe place.

• Shredding bills and statements.

• Letting organisations know when your personal details change.

 

If your identity is stolen, you can be left with outstanding bills and a bad credit rating. This makes it difficult to get loans, credit cards or a mortgage, and it can take a long time to sort out.

 

Be aware of the signs that something may be wrong:

• You can’t find important documents, or think they have been stolen.

• You don’t receive your bank statements or bills in the post.

• You notice unfamiliar items on your statements.

• You receive bills for things you haven’t asked for.

• You are refused credit cards or a loan, when you believe you have a good credit rating.

• You receive letters from solicitors or debt collectors for debts that aren’t yours.

 

The following few pages will help you to protect your personal information and avoid identity fraud.

 

→ Taking action

 

Are you fed up with receiving junk mail, spam or sales calls? Do you wonder how organisations got your details and how you can stop them contacting you?

 

Unwanted marketingOne of the best ways to stop unwanted marketing is to tick the ‘opt out’ box on any form you fill in.

 

Always read the small print about whether the organisation will use your details for marketing purposes or pass them on to other organisations.

 

Even if you forget to tick the box, you always have the right to ask an organisation to stop using your personal information for marketing.

 

The following pages will provide you with some guidance on how to reduce the amount of unwanted marketing you receive.

 

Taking action  

 

 

 

Identity Theft

The items on this page are Used with permission of the ICO

If you would like to share your experiences of social networking, please email us at websitefeedback@ico.gsi.gov.uk. 

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